Vacancies

We have an exciting opportunity for an experienced business lending manager (from a Business or Commercial Banking or SME lending background) to join a successful team currently delivering a  large debt element of The Investment Fund for Scotland  dedicated to the Scotland & Islands Region.

You will be responsible for origination, appraisal, and execution of loans to growing and innovative SME’s, from £100k to £2m. The debt fund was launched in October 2023 to provide funding to scale up and growing businesses which struggle to secure projection led growth debt finance.

The fund covers the whole of Scotland and the islands region. We require the successful applicant to be based in Scotland with an existing strong network of professional introducers. The position is home based with flexibility of location across Scotland.

You will be expected to:

  • Originate a consistent pipeline of suitable lending opportunities, developing relationships with introducers, and marketing the product (business loans from £100k - £2million) to appropriate audiences
  • Carry out evaluation and due diligence on suitable proposals in line with the Fund’s Lending Policy and Operational Guidelines.
  • Create and present a credit proposal report to an independent credit committee for approval.
  • Manage completion matters post approval including completion of facility documentation and instructing security.
  • Pro-actively manage client portfolio, monitoring performance and identifying early potential default situations.
  • Contribute to periodic fund reporting requirements.

Skills & Experience:

You should be able to clearly demonstrate

  • significant prior experience in lending to SMEs where the primary repayment source is future cash flow based on planned expansion.
  • A strong ability to assess and structure loan propositions based on future business plans and financial forecasts
  • A collaborative approach working with a remote team
  • Ability to multi-task and prioritise deadlines to meet customer expectations.
  • An established network of professional introducers in Scotland
  • Good presentation skills & ability to communicate and interact at all levels of management.
  • A high level of IT proficiency, particularly on Microsoft Office 365 products
  • A diligent working style and experience using CRM systems to manage & track proposal activities.

What we offer:

  • A competitive base salary commensurate with your experience.
  • 25 days annual leave plus usual Bank holidays in England & Wales. You will also get your birthday off and 1 day for a volunteering purpose (CSR day)
  • Ability for you to use 1 day for Corporate Social Responsibility purposes annually.
  • 8% employer contribution to pension scheme,
  • Death in Service benefit
  • Health cash plan scheme
  • Income protection scheme
  • 50% company funded private medical insurance scheme.

The role is primarily home based however you should have own transport to travel to customers/introducers and there may be some face to face team meet ups. Access to a good quality/speed home internet is a must.

About The FSE Group:

Our primary goal is to provide tailored funding solutions and support for ambitious and innovative small and medium enterprises (SMEs), to help them achieve their maximum potential. With over £325m of debt and equity funds under management, the Group is continuing to grow and prides itself on taking a holistic approach to the funding needs of our clients. For more information see www.thefsegroup.com

With one of our core values being inclusivity, we are committed to a diverse and inclusive team. We are an equal opportunity employer and treat all applications fairly and welcome job applicants from all communities and affinity groups.

Job Types: Full-time, (but open to requests for part time of 4 days per week minimum).

Applicants must have unrestricted access to work in the UK.

Strictly no agencies.

To express interest in this role, please apply through the LinkedIn advert https://www.linkedin.com/jobs/view/4240107923

Vacancies

We have an exciting opportunity for an experienced Relationship Manager from a Business or Commercial Banking or SME lending background to join a team for a debt fund dedicated to the Yorkshire & Humber Region.

You will be responsible for origination, appraisal, and execution of loans to growing and innovative SME’s, from £25k to £250k. The debt fund was established to provide funding to scale up businesses which struggle to secure debt finance particularly new fast-growing companies which are too young to have a credit history.

Whilst the fund covers the whole of Yorkshire and Humber region, we require the successful applicant to be based in West Yorkshire. They should have an existing network of introducer  contacts in this area, and there is a requirement to be in the stakeholders Barnsley office one day a week.

You will be expected to:

  • build a pipeline of suitable lending opportunities, grow your existing network of introducers, and marketing the product to appropriate audiences
  • carry out evaluation and due diligence on suitable proposals in line with the Fund’s Lending Policy and Operational Guidelines.
  • present proposals to the independent credit committee
  • manage completion matters post approval including completion of facility documentation.
  • work alongside company solicitors to ensure all security requirements are met
  • pro-actively manage client portfolio, monitoring performance and identifying early potential default situations.
  • contribute to periodic stakeholder fund reporting.

Skills & Experience

You should demonstrate:

  • significant prior experience in lending to SMEs where primary repayment source is future cashflow generation based on planned expansion
  • strong ability to assess and structure loan propositions based on future business plans
  • an established network of professional introduces in the West Yorkshire area
  • ability to multi-task and prioritise deadlines to meet customer expectations.
  • good presentation skills & ability to communicate and interact at all levels of management.
  • a high level of IT proficiency, particularly on Microsoft Office 365
  • a diligent working style and experience using CRM systems to manage & track proposal activities.

What we offer:

  • A competitive base salary commensurate with your experience
  • 25 days annual leave plus usual Bank holidays in England & Wales. You also get your birthday off and one day for a volunteering purpose.
  • 8% contribution to employer pension scheme,
  • Private medical scheme (50% employer contribution to premium)
  • Death in Service benefit equivalent to 4x salary.
  • Health Cash plan scheme
  • Income protection – covers up to 50% of salary for 2 years in event of long term illness/inability to work

About The FSE Group:

Our primary goal is to provide tailored funding solutions and support for ambitious and innovative small and medium enterprises (SMEs), to help them achieve their maximum potential. With over £325m of debt and equity funds under management, the Group is continuing to grow and prides itself on taking a holistic approach to the funding needs of our clients. For more information see www.thefsegroup.com

Full-time, but open to requests for part time of 4 days per week minimum on a pro rata basis.  

Strictly no agencies.

You must have unrestricted access to work in the UK

Please apply through the Linkedin advert here.