SME Business Loan Relationship Manager – To cover South or West Yorkshire & Humber

Vacancies
SME Business Loan Relationship Manager – To cover South or West Yorkshire & Humber

We have an exciting opportunity for an experienced Business Development or Relationship Manager from a Business or Commercial Banking lending background to join a well-established team for a debt fund dedicated to the Yorkshire & Humber Region.

You will be responsible for origination, appraisal, and execution of loans to growing and innovative SME’s, up to £250k. The debt fund has been established to provide funding to scale up businesses which struggle to secure debt finance particularly new fast-growing companies which are too young to have a credit history.

You Will Be Expected To

  •  Build a pipeline of suitable lending opportunities, developing relationships with introducers, and marketing the product to appropriate audiences.
  • Carry out evaluation and due diligence on suitable proposals in line with the Fund’s Lending Policy and Operational Guidelines.
  •  Present proposals to the credit committee
  •  Manage completion matters post approval including completion of facility documentation.
  •  Work alongside company solicitors to ensure all security requirements are met.
  •  Pro-actively manage client portfolio, monitoring performance and identifying early potential default situations.
  •  Contribute to fund reporting.

Desired Skills & Experience

  •  Significant prior experience in lending to SMEs where the primary repayment source is future cash flow based on planned expansion.
  • Strong ability to assess and structure loan propositions based on future business plans / cashflow.
  • A professional network in the area defined is advantageous.
  • Ability to multi-task and prioritise deadlines to meet customer expectations.
  •  Good presentation skills & ability to communicate and interact at all levels of management.
  •  A high level of IT proficiency, particularly on Microsoft Office 365 products.
  •  A diligent working style and experience using CRM systems to manage & track proposal activities.

What We Offer

  •  A competitive base salary commensurate with your experience
  •  25 days annual leave plus usual Bank holidays in England & Wales. Our offices are typically closed between Xmas and New Year, and you also get your birthday off and one day for a volunteering purpose.
  •  Contribution to Workplace Pension Scheme
  •  Ability to join the private medical scheme (50% employer contribution to premium)
  •  Death in Service benefit equivalent to 4x salary.
  • Opportunity to purchase 5 days additional holiday per year

About The FSE Group

Our primary goal is to provide tailored funding solutions and support for ambitious and innovative small and medium enterprises (SMEs), to help them achieve their maximum potential. With over £325m of debt and equity funds under management, the Group is continuing to grow and prides itself on taking a holistic approach to the funding needs of our clients. For more information see www.thefsegroup.com

About The Fund

The fund has been created to provide support to SME’s in the Yorkshire & Humber region where traditional forms of funding are unavailable due to lack of track record or security available.

Hybrid working arrangements.

This Fund will operate out of an office based in Barnsley, but we also have the technology to allow appropriate home working (access to good quality/speed home internet is a must).  The team is split to cover the whole of Yorkshire & Humber Region and we are therefore seeking people with knowledge/contacts of the SME market in your own particular area.

Job Types: Full-time, but open to requests for part time of 4 days per week minimum.

Applicants must have unrestricted access to work in the UK and should be located in the South/West Yorkshire/Humber area