Terms and Conditions

This is the website of FSE C.I.C. and its subsidiaries (The FSE Group). For details of those companies please see the FSE C.I.C. Companies page.

References to ‘we’ or ‘us’ in this website are to the relevant company or companies in the FSE Group. References to “you” in this website mean to you and, if applicable, the company, partnership or other organisation for which you work.

1. Use of this website

1.1       By using this website you are agreeing to be bound by these terms and conditions (these Conditions) and that we may use your personal data in accordance with our Privacy Policy. By using this website and agreeing to these Conditions, you warrant and confirm that you are authorised to bind legally any applicable company, partnership or other organisation for which you work and you are binding yourself and such partnership, company or other organisation and creating a formal written contract between us and you.

1.2       Please read these Conditions; they are important. If you do not agree to these Conditions, please do not use this website.

1.3       We may change these Conditions or our Privacy Policy at any time without giving you notice, so please check them each time you visit this website.

1.4       We may modify, withdraw or deny access to to this website at any time.

1.5       You must not try to circumvent the security features of this website, or tamper with, hack into, or in any other way disrupt or disable any computer system, server, website, router or other device used to host this site or make it available.

1.6      You must not introduce any virus, ‘worm’, ‘Trojan horse’, or other item of a destructive nature to this website.

1.7      You are responsible for ensuring that your computer systems are suitable to access and use this website. We do not warrant that any software or content on, or available via, this website will be free from viruses or other code that might be harmful. You are responsible for implementing sufficient anti-virus and other security checks to ensure the accuracy of data input and output.

2. Information on this website and investments

2.1       The information on this website is intended to provide general information about us, our products and services only. Although we try to ensure the information contained on this website is accurate and up to date, we make no representation and give no warranty that any information or content is accurate, up to date or complete and we are not responsible for any inaccuracies in that information, The information provided on this website is not exhaustive, and you should not rely on the information contained in this website to make any investment and you should take further advice before taking any action or making any investment decision based on the information on this website. Any decisions based on information contained on this website are your responsibility and nothing on this website amounts to advice or a recommendation relating to any investment, financial product or service.

2.2       Nothing on this website is an offer or solicitation of an offer to you to buy or sell any investment products or services, including but not limited to any financial instruments and or other designated investments or investment advice.

2.3       All services and investments offered by us from time to time are subject to the terms of the relevant offering document(s), are subject to completion of the relevant application forms and other documentation, and are governed by our relevant terms and conditions. We reserve the right to reject any application for any reason.

2.4       Information contained in this website does not constitute an advertisement or offer for a fund in a country where that fund is not registered for sale.

2.5       The value of an investment and any income generated from it will be affected by how the fund’s portfolio is invested, market and any currency movements and by other political, social and economic developments, as well as by fee levels and taxes and other specific matters relating to the assets in which the fund invests.

2.6       If this website contains statements or information which relate to projections, plans or objectives or future economic performance you should be aware that these projections are only predictions and that actual events or results may differ materially. Past Performance is no guide to future performance; investments can go down as well as up, and you may not get back what you invest. You are responsible for ensuring that any investment is suitable for your purposes.

2.7       Nothing on this website or in any document available on it constitutes financial, accounting, investment, tax, legal or other advice. Before making any decision or taking any action which might affect your personal finances or business or if you have any doubts as to the suitability of a particular investment, or if you are not confident that you understand the risks involved you should seek independent professional advice. Please refer to the applicable Prospectus or Offering Memorandum for details regarding the relevant risk factors to be taken into account before making an investment.

3. Intellectual Property Rights

3.1       This website and the content on this website are protected by copyright, database rights and other intellectual property rights.

3.2       You may read, print and download parts of the material and information on this website for your private use or for use in the ordinary course of your business, but you may not make any profit from the use of that material or information, and you may not republish, disseminate or transmit any of it, or exploit it for commercial purposes, make any derivative work, or copy it for any other purpose without first obtaining our written permission, or that of the rights owner.

3.3       If you wish to seek such permission please email Tom Clarke.

4. Data Protection and Privacy

4.1       We want to protect the privacy of visitors to our website and that of our clients and other individuals. Please read our Privacy Policy; it will help you to understand how we use your personal data. We may change our privacy policy at any time without giving you notice, so please check it each time you visit this website.

4.2       Whenever you give us personal data, you are consenting to its collection and use in accordance with our Privacy Policy.

5. Third Party Services and Links

5.1       If you purchase or acquire services from any third party, even if you have been directed to that third party from this website, any contract you enter into with that third party and any use you make of its website is a matter between you and that third party. We have no liability for the quality or type of services or goods provided by any third party that we may mention on this website or to whom this site may be linked. It is for you to make your own judgment about them.

5.2       Any opinion, advice, statement, service, offer, or information or content provided or made by any third party on this website, or on any site to which this website is linked, is that of the author or provider, and not of us. We do not endorse, and we are not responsible for, the accuracy or reliability of, any such opinion, advice, statement, service, offer, information or content.

5.3       Where content or information on, or services available via, this website have been supplied by a third party, we do not control or endorse them in any way. All information, content and services supplied by any third party are made available in good faith but we do not (to the extent allowed by the law) accept responsibility for their accuracy or use.

5.4       We make no representation and give no warranty about any other website or any opinion, advice, statement, offer, information or content on it or goods or services offered by it. We have no control over their content or availability. We will not be liable for any loss or damage caused by or in connection with any use of, or reliance on, any information, materials, goods or services available on or through any other website.

5.5       Any concern about any other website should be directed to that site’s website administrator or web master.

6. Our Liability

6.1       We provide much of the information and material on this website free of charge. Whether or not we charge for it, it is provided on the basis that we have no liability for that information or material.

6.2       We have no liability for the inability of anyone to access this website or any information or material on it, and we do not warrant that this site will operate without interruption.

6.3       We are not responsible for, and will have no liability for, any error or corruption or breach of security resulting from the transmission of any information or material over any telecommunications network.

6.4       We do not exclude or limit our liability for:

a) death or personal injury caused by our negligence

b) any fraud or fraudulent misrepresentation on our part

c) any liability imposed on us by the Financial Services and Markets Act 2000 in the United Kingdom or any duty or liability imposed by the FCA’s Handbook of Rules and Guidance

d) any liability that cannot be excluded by law

6.5       Subject to Condition 6.4, we will not be liable for any direct, indirect or consequential loss, or for any loss of business, profit, revenue, goodwill or data, lost or wasted management time or the lost time of other employees arising from your use of this website or any information or material on it, or your inability to use it (whether that loss is direct or indirect), whter in contract, tort (including but not limited to negligence), breach of statutory duty, restitution or in any other way.

6.6       All warranties, representations, terms, conditions and undertakings, whether implied by statute, common law, custom, trade usage, course of dealing or otherwise (including any implied warranty, representation, term, condition or undertaking of satisfactory quality or fitness for a particular purpose) are excluded to the fullest extent allowed by law.

6.7       We make no representation and give no warranty that the information and material on this website are appropriate or available for use in locations outside England or that this website or the information or materials on it comply with any laws or regulations outside England.

6.8       If the use of any information or material on this website is unlawful in any jurisdiction (because of your nationality, residence or for some other reason), that information or material is not offered. If you are outside England you must satisfy yourself that you are lawfully able to use any such information and materials. We accept no liability, to the extent allowed by the law, for any costs, losses or damages resulting from or related to the access or attempted access of any information or materials by anyone outside the UK.

7. General

7.1       No delay, neglect or forbearance on our part in enforcing any of these Conditions will be, or be deemed to be, a waiver. Nor will it prejudice any of our rights.

7.2       If any of these Conditions is (for any reason) held to be unenforceable, illegal or in some other way invalid, the unenforceable, illegal or invalid provision will not affect the remainder of these Conditions; and they will continue in full force and effect.

7.3       These Conditions are governed by English law and you agree to submit to the non-exclusive jurisdiction of the courts of England and Wales. The place of performance will be England.

7.4       No addition to or modification of any provision of these General Conditions will be binding on us unless made in writing and signed by our duly authorised representatives. “Writing” includes e-mail.

If you wish to raise any query about these conditions, please email Tom Clarke.

8. Complaints

How to make a complaint:

Should you feel the need to make a complaint about the service you have received from us, in the first instance, we recommend speaking directly with your Investment Manager.

Alternatively, complaints can be addressed to: Complaints Department, The FSE Group, First Floor Linea House, Harvest Crescent, Ancells Business Park, Fleet, Hampshire, GU51 2UZ

If you are not satisfied with the response to a complaint, you may refer to the Financial Ombudsman Service (www.fos.org.uk)

9. Queries


If you wish to raise any query about these conditions, please email Tom Clarke.

If you find any inaccurate, out of date or incomplete information or content on this website, or if you suspect that something is an infringement of intellectual property rights, you must let us know immediately by emailing  Tom Clarke.