Cornwall & Isles of Scilly Investment Fund: Debt Finance

This fund is aimed at growing companies with a viable business proposal that are unable to obtain debt funding from the private sector due to a lack of collateral or track record.

Key Features

Loan Amount: £25,000 – £1,000,000

Loan Term: Up to 5 years

Security: Typically debenture and personal guarantee (partial)

Interest charges and fees apply.


To apply to the Loan Scheme the business must:

Be an SME established as a limited company.

Have a material part of its operations based in Cornwall.

have a viable business plan and compelling commercial potential.

Funds can be used for activities that will deliver substantial growth impact including:

  • Sales & marketing activity
  • Hiring new staff
  • New product development
  • Entering new markets
  • Tim Williams Investment Manager
  • Meg Salt Investment Manager

Step 1 Download and complete a Pre-Application form
Click to download
Cornwall & Isles of Scilly Investment Fund: Debt Finance
Step 2 Post or email the completed form to:
Cornwall and Isles of Scilly Investment LP
c/o The FSE Group
Lowena House
Glenthorne Court
Truro Business Park
Truro, TR4 9NY
01276 608510
Exclusions: The funding is available for investment purposes and not for refinancing of existing loans or creditors; working capital or turnaround situations.
The Loan Scheme is unable to provide loans in the following sectors, which include those covered by EU rules and regulations: shipbuilding, steel production, coal production, land and property development, dealing and investment, provision of debt and equity finance and financial Services in general, accountants and the legal services, hotels, nursing and residential care homes, agriculture, horticulture, forestry and timber production, international motor transport.