East of England Regional Trade Finance Loan Scheme

The East of England Regional Trade Finance Loan Scheme provides short to medium-term General Trade Finance and Specific Contract Finance, to help businesses continue delivering to customers. This fund is aimed at early-stage and established businesses with a contract delivery or general trade funding need.

Key Features

Loan Amount: £50,000 – £250,000 (up to £500,000 in Hertfordshire)

Loan Term:

  • Specific Contract Finance Loans – max 12 months
  • General Trade Finance Loans – max 3 years, revolving facility

Loan Repayment: tailored repayment arrangements

Security: Debenture. Limited, un-supported personal guarantees may be required depending on risk assessment.

Interest charges and fees: available on application

Location: Company must be based in Bedfordshire, Cambridgeshire, Essex, Hertfordshire, Norfolk or Suffolk


To apply to the Loan Scheme the business must:

  • be a SME established as a limited company
  • have a material part of its operations in Bedfordshire, Cambridgeshire, Essex, Hertfordshire, Norfolk or Suffolk
  • have a short term trade funding requirement that may include the following:

Working capital for specific new contracts/orders: enabling SMEs to fulfil particular orders or contracts which would otherwise have been unattainable due to the working capital cycles involved (e.g. up-front supplier payments, delivery timescales, client payment terms)

Short term irregular invoicing patterns from specific contracts/projects

Up-front tooling requirements for identifiable medium term contracts or export activity

Cash-backing for performance bonds/guarantees: temporary credit enhancement to enable banks to support SMEs in the tendering and delivery of significant/strategic contracts

  • Stuart Ager Head of Funds East
  • Francis Kenealy Fund Manager

Step 1 Download and complete a Pre-Application form
Click to download
East of England Regional Trade Finance Loan Scheme
Step 2 Post or email the completed form to:
Finance East Ltd,
Unit 1, Basepoint Business Centre
70-72 the Havens, Ransomes Europark
Ipswich, IP3 9SJ
01473 722910
Exclusions: The following sectors are excluded: land and property development, dealing and investment, financial services, accountancy, legal services, hotels, nursing, residential care homes, international motor transport, agriculture, forestry and timber production, horticulture.